When insurers cover a risk the determination of what qualifies as a covered claim is often dependent upon the Court's interpretation of the alleged toxin in the context of toxic tort litigation. Pet urine and feces can cause bodily injury and/or property damage giving rise to a third party claim but are these claims excluded under a general liability policy? The answer is dependent upon your jurisdiction and the case law interpreting the applicable toxic tort liability policy.
An article on this issue can be found here.
Karyne T. Ghantous is a California licensed attorney with over 20 years of litigation and insurance defense experience successfully negotiating the resolution of, and trying cases in State and Federal court, Contra Costa County, Alameda County, San Francisco County, Santa Clara County, Sacramento County, Solano County and Monterey County.
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